Tips and advice on French health system

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Top-up insurance is normally not required for maternity care as it is covered 100% by the obligatory insurance.

In practice, this meant that we were refunded for all costs except for the additional charge for a single room. All care was via a private clinic too.

One thing to watch is if your wife is pregnant before you move to France. Their first reaction here was that we had no cover but in fact you will be covered by whatever French insurance you sign up for thanks to a European agreement covering such situations, so long as you are here 42 days before the baby is due to be born.


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