MAKING sure you have the proper health cover in place when you move to France is an important thing to consider.
The system works by providing a first tier of basic cover through different mandatory schemes, which will pay for around 70% of the medical expenses.
Next there is a second tier that consists of supplementary coverage, which is optional, provided by mutual or private insurers.
This second tier covers the balance of any payments, and will also provide financial compensation for loss of income, for example, during illness or occupational injury.
If you are on a low income there is also a means-tested Universal Medical Coverage (CMU), which entitles legal residents to both basic and supplementary coverage.
Contributions are made through an employment-based system for private sector employees and public workers, but cover also extends to students.
There are smaller schemes for specific industries that have developed over the years specifically for agricultural workers (MSA) and entrepreneurs, tradesmen and artisans (CANAM).